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How PCIT Helps Parents and Young Kids Reconnect

Posted on by Jared Arnold

The tantrums. The defiance. The negotiations over every single thing. Bedtime that takes an hour. Behaviors at school that are becoming a pattern. You love your child completely, and some days you don’t know what to do with them.

Parent-Child Interaction Therapy was built for exactly this. Not to label your child. Not to tell you what you’ve been doing wrong. PCIT puts the parent in the center of the work, because the relationship between you and your child is the most powerful therapeutic tool that exists.

If you’ve been looking for PCIT therapy in Southlake, here’s how it actually works.

What Makes PCIT Different

Most child therapy involves the child meeting alone with a therapist while the parent waits in the lobby. PCIT is the opposite. You’re in the room. You’re the one your therapist is coaching.

In a PCIT session, you play with your child while your therapist watches through a one-way mirror and provides real-time coaching through a small wireless earpiece. The feedback is immediate and specific. Not theory you take home and try to apply later. Live skill-building in the actual moments that are hard.

The Two Phases of PCIT

PCIT moves through two distinct phases that build on each other. The sequence matters.

The first phase is called Child-Directed Interaction. The focus here is entirely on the relationship. You learn specific skills for building connection, warmth, and trust with your child. That relational foundation is what everything else depends on.

The second phase is Parent-Directed Interaction. Once the relationship is stronger, you introduce clear, calm, consistent discipline. Instructions your child takes seriously. Follow-through that actually works. Without the yelling, the negotiating, or the loss of control.

What PCIT Helps With

PCIT is designed for children between the ages of 2 and 7. It has a strong evidence base for defiance and oppositional behavior, tantrums and emotional dysregulation, aggression at home or school, attention and impulse control challenges, and anxiety-based separation difficulty.

Families who complete PCIT consistently report significant reductions in behavioral problems. But the thing parents often describe most is the relationship itself. How it became something they actually enjoy again.

Mosaic Way Counseling has specialized play therapy rooms for PCIT in Southlake, with certified therapists and limited caseloads. Sessions available Monday through Saturday, 8AM to 8PM. First step is a free 30-minute consultation.

More at mosaicwaycounseling.com/southlake/pcit-therapy/.

My Blog

What to Do When You’re Too Anxious to Go to the Dentist

Posted on by Jared Arnold

If you’ve been dodging dental work because the chair freaks you out, you’re honestly not alone. A ton of adults skip appointments for that exact reason. Most of them don’t say so out loud. They feel like it’s something only kids do.

It’s not. Dental anxiety is one of the more common phobias out there, and dentists work with anxious patients every day. Real options exist for making the whole thing bearable, even if you haven’t sat in a dental chair in ten years.

Where the Fear Comes From

Usually something specific. A rough experience as a kid. A procedure that hurt more than it should’ve. The general not-loving feeling of somebody’s hands in your mouth while you can’t talk or swallow normally.

For some folks it’s mild. Annoying but workable. For others it’s severe enough they’ll put up with an actual toothache rather than pick up the phone. Both ends of that spectrum are valid. Both can be worked around.

What Sedation Actually Does

For most procedures it doesn’t knock you out. It just dials things down. You’re awake, you can answer questions, you might even hold a conversation. But you feel calm. Most people don’t remember a whole lot afterward, which is part of the point.

Nitrous oxide is the everyday version. Laughing gas. Little mask over your nose, you breathe normally, and it kicks in fast. Wears off fast too, so most patients drive themselves home with no issue. You’ll find this at most places offering sedation dentistry in Rexburg, including Family First Dental, who use it pretty regularly for anxious patients and longer appointments.

If someone needs more than that, there’s oral sedation (a pill) or IV sedation for deeper relaxation. Those options mean arranging a ride. No driving yourself home after either one.

Is It Safe

Basically yes. With a trained provider and the right monitoring, sedation has a solid track record. Your dentist will go through your health history, your medications, anything else that matters, before settling on an option.

The American Dental Association’s resources on anesthesia and sedation spell out the training and safety standards dentists need to follow. If somebody’s offering sedation in their office, those are the guidelines they should be working with.

What to Say to Your Dentist

If an appointment has you nervous, just tell them. Seriously. Don’t white-knuckle it. When a dentist knows you’re anxious, they can do stuff like:

  • Walk you through every step before it happens so nothing feels sudden
  • Build in pauses whenever you want one
  • Set up a raise-your-hand signal so you can stop anytime
  • Offer sedation for the procedure itself

None of this is high-maintenance or weird. It’s just what good dentists do with patients who are scared.

A Typical Sedation Appointment

Beforehand: run through meds and health history. Wear comfy clothes, nothing tight. If you’re doing anything past nitrous, line up a ride.

During: the sedation hits fairly quickly. They do the work. You feel relaxed through it. Then a little recovery time, and for nitrous patients you’re usually good to carry on with your day.

A lot of first-timers tell me afterward that it was nothing like what they’d been bracing for. If fear’s been the thing keeping you out of the dentist’s office, have the conversation with someone who takes it seriously.

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The 5 Worst Carpet Stains and What Actually Works on Them

Posted on by Jared Arnold

Some stains come out with a little water and a towel. Others are basically permanent unless you hit them exactly the right way, fast. Here are five of the worst offenders and what actually works on them.

1. Red Wine

The classic. Somebody spills, everybody panics, and the internet tells you ten different things.

Blot up the excess with a clean cloth. Do not rub. Pour cold water on the spot to dilute, then blot again. White wine or club soda next actually helps neutralize the pigment. Salt on a fresh spill can absorb some of the liquid before it sets.

What does not work is scrubbing with hot water. Hot water sets red wine into the fibers almost instantly. Keep it cold and keep blotting.

2. Pet Urine

Nasty because the stain is only half the problem. Urine soaks through the carpet into the padding and sometimes into the subfloor. You clean the surface, it looks fine, but the smell comes back every time it gets humid.

Enzyme-based cleaners are the right answer. Enzymes break down the proteins causing the odor. Regular cleaners just mask it temporarily. For old stains where the smell will not leave, you probably need professional extraction to pull contamination from the padding.

3. Coffee

Coffee is acidic and stains fast. The tannins bind to carpet fibers within minutes. Act fast or it becomes a permanent shadow.

Cold water first to dilute. Then mild dish soap mixed with water, applied gently with a cloth. White vinegar can break down tannins if soap is not enough. Rinse thoroughly because soap residue attracts new dirt.

4. Ink

Ballpoint, permanent marker, printer toner. Most solvents that dissolve ink also damage carpet fibers or dyes. This is one where amateur attempts often make things worse.

For fresh ink, dabbing with rubbing alcohol on a clean white cloth can lift some pigment. Do not rub. Press and lift. Work from the outside in to avoid spreading. Test on a hidden area first.

For dried ink, call a pro.

5. Blood

Blood needs cold water, always. Hot water coagulates the proteins and makes the stain permanent.

Blot fresh blood with a cold wet cloth. For what is left, hydrogen peroxide works well. Dab it on carefully, let it bubble, then blot again. Test first because peroxide can lighten some dyes. Dried blood is much harder and often needs professional help.

When to Call a Pro

If a stain does not come out with the first proper attempt, stop. Every additional round of scrubbing with the wrong product is a step closer to damaging the carpet itself.

For difficult cases, carpet stain removal in Chicago from a company that handles tough stains regularly is usually cheaper than replacement. You can visit their website first to see what services they offer.

The short version. Blot, do not rub. Cold water, not hot. And know when to stop DIY and bring in help.

Home & Living/Home Improvement

What Insurance Adjusters Miss After a Hail Storm in San Antonio

Posted on by Jared Arnold

After a bad hail event, adjusters are busy.

San Antonio gets hit several times a year. After a widespread storm, an adjuster might be looking at thirty or forty roofs in a week. The inspections aren’t always as thorough as they should be.

That’s not necessarily bad faith. It’s volume. But it affects outcomes for homeowners who don’t know what to look for.

The Damage That Doesn’t Look Like Damage

Cracked shingles are easy to spot. Missing shingles are obvious. The stuff that gets missed is subtler.

Bruising is the main one. When a hailstone hits an asphalt shingle without cracking it, it can leave a soft spot in the underlying mat. The shingle looks intact from a few feet away. Press your thumb into it and you can feel the difference. Bruised shingles don’t fail immediately, but they fail faster than undamaged ones.

Granule displacement is another. Granules are the surface coating that protects the asphalt layer from UV. Hail knocks them loose. You’ll see them collecting in the gutters after a storm. The shingle still looks normal, but it’s now aging faster in every spot that lost coverage.

Impact marks on flashing and metal components are also commonly overlooked. Dented drip edge and flashing may still be functional today but will fail at the dent point over the next few seasons.

Why Being Present During the Adjuster Inspection Matters

Homeowners who have a contractor present during the insurance inspection consistently get better documentation.

Not because contractors manipulate the process. Because they know what to point out and where to look. An adjuster doing a quick walk-and-look might not get on the roof at all on some visits. A contractor who’s already done a thorough inspection can walk them to the specific damage points.

The claim outcome is often different with a contractor present vs. the homeowner alone. Significantly different in some cases.

The Texas HB 2102 Angle

There are a lot of roofing contractors in Texas that offer to cover your deductible in exchange for getting the job. This is illegal under Texas HB 2102 and has been since 2019.

It also tends to go with a certain approach to insurance claims, namely inflating the scope to make the numbers work. That’s fraud. And it’s one of the reasons Texas insurers are pulling out of the market.

If a contractor leads with deductible absorption, that’s a signal about how they operate in general.

Impact-Resistant Materials Are Worth Knowing About

Class 4 impact-resistant shingles were developed specifically for hail-prone areas like central Texas.

They’re tested to handle larger hailstones without the surface damage standard shingles show. The material cost is higher. But some Texas insurers offer a discount on homeowner’s premiums for homes with Class 4 roofs, which can offset some of that difference over time.

If you’re replacing a roof after hail damage anyway, it’s worth at least asking about the math on upgrading materials.

Getting the Assessment Right

Atrium Roofing handles hail damage repair in San Antonio with a documentation-first approach. They use storm date and hail size data, photograph every impact point, and work with adjusters directly.

Their founder holds a Civil Engineering degree, which shapes how they approach inspection and damage assessment. They also follow HB 2102 compliance exactly, which means no deductible games and no inflated claims.

After a hail event, the inspection matters as much as the repair. Get it done by someone who knows what they’re looking for.

My Blog

Child Support in New Jersey: A Few Things Worth Knowing Before You Go to Court

Posted on by Jared Arnold
Parents at a child support hearing in a New Jersey courtroom

Most parents going through a separation aren’t thinking about formulas. They’re thinking about their kids. But when it comes to child support in New Jersey, there’s a specific set of guidelines the courts use, and knowing how they work can spare you a lot of confusion down the road.

New Jersey’s Child Support Guidelines factor in both parents’ incomes. They also account for things like parenting time, health insurance costs, and childcare. The idea is to make sure the child’s financial needs get met regardless of which household they’re in on any given day.

What Actually Happens at a Support Hearing

Both parents bring financial documentation. Pay stubs. Tax returns. Sometimes records of side income or self-employment earnings. A judge reviews all of it and uses the guidelines to arrive at a support figure.

Once an order is entered, payments are often processed through income withholding. That means the amount comes out of the paying parent’s paycheck automatically and gets sent through the state. Some people find that easier. Others find it frustrating. Either way, it’s how the system usually works.

What If Things Change Later

Jobs get lost. Incomes go up. Kids’ needs shift. When that happens, the existing support order doesn’t automatically adjust. You’d need to go back to court and show there’s been a real, substantial change in circumstances since the original order was entered.

That process isn’t always simple. Courts don’t modify orders lightly, and you’ll need to document the change and make a formal argument for why the original figure no longer makes sense.

If you’re dealing with any of that, talking to a child support attorney in New Jersey is worth doing sooner rather than later. The earlier you get guidance, the fewer surprises you’re likely to encounter.

Local Help for Bergen County Families

The Davies Law Firm has been working with families in Bergen County for a long time. Child support cases are part of that work. If you’re not sure where to stand legally, or you’re worried the current arrangement isn’t fair to your child, it’s worth picking up the phone.

Home & Living/Home Improvement

5 Things Virginia Beach Homeowners Get Wrong About Attic Insulation

Posted on by Jared Arnold

I’m gonna be honest with you. Most homeowners in Virginia Beach think they know how their attic insulation works. And most of them are wrong. Not in a mean way. Just in a “nobody ever told you this stuff” kind of way. There’s a ton of bad information floating around and it ends up costing people real money.

So let’s clear some things up. If you’ve been wondering about attic insulation Virginia Beach and whether your home’s actually in good shape, this is for you.

Myth 1: If You Have Insulation, You’re Fine

This is the big one. People peek into their attic, see pink fluffy stuff, and think okay we’re good. But having insulation and having ENOUGH insulation that WORKS are two completely different things.

Insulation settles over time. Compresses. Gets thin. We were in a home over in Kempsville where the homeowner said “but we have insulation up there.” Sure enough there was some. About three inches of flattened fiberglass that had been sitting untouched since the house was built in 1988. That’s like wearing a t-shirt in January and saying well at least I’m wearing something.

The Department of Energy recommends R-38 to R-60 for attics in our climate zone. Most older Virginia Beach homes have R-11 to R-19. Huge gap. Huge.

Myth 2: You’d Know If Your Insulation Was Bad

Nope. You really wouldn’t. Bad insulation doesn’t announce itself. There’s no alarm. No warning light on the wall. What happens instead is a slow creep. Bills go up a little. Then a little more. That one room upstairs never feels right. The AC runs longer than it used to. You blame the weather. Blame the utility company. Blame the HVAC.

But the whole time it’s the attic. Just sitting up there leaking energy you’re paying for.

We had a couple near Sandbridge who called us about their HVAC. They were about to drop serious money on a new system because they thought it was failing. Turned out the insulation was so thin their AC could never catch up on hot days. Fixed the attic. Problem solved. Saved them thousands.

Myth 3: All Insulation Companies Do the Same Thing

Oh man. This one bugs me. Because no. They absolutely do not.

Most insulation companies show up. Blow insulation in. Leave. That’s it. No thermal imaging to find where heat’s actually escaping. No air sealing to close the gaps underneath. No sanitization. Just insulation on top of problems.

Our approach is different. We scan the whole attic with thermal imaging first. Every leak shows up on camera. Then we mechanically air-seal every gap. Sanitize the space. THEN we install high-density insulation guaranteed for life. That’s our Level Up Attic Restoration System. Three steps that most companies skip two of.

Myth 4: New Homes Don’t Need Insulation Upgrades

I hear this one a lot. “My house is only eight years old.” Cool. That means it was built to minimum code. Minimum. The absolute least amount of insulation the builder could legally get away with. And air sealing? Most builders skip it entirely.

We’ve thermal imaged homes in Great Neck and near the Oceanfront that were less than ten years old. Gaps around every can light. Unsealed attic hatches. HVAC boots with daylight around them. New house, old problems.

Myth 5: Insulation Is Only About Staying Warm

People think insulation equals winter. But in Virginia Beach? Summer is the real test. Your attic hits 140 plus degrees from June through September. Without solid insulation that heat pushes into your house all day. Your AC fights it nonstop. Bills skyrocket.

Good insulation also reduces noise. Keeps humid attic air from contaminating your living space. And takes a massive load off your HVAC system which means fewer repairs and longer equipment life. It’s not just about warmth. It’s about everything.

Frequently Asked Questions

How do I check my attic insulation in Virginia Beach?

Pop the hatch and look. If you see joist tops poking above the insulation it’s too thin. If it looks patchy or uneven that’s a problem too. For a real assessment though you need thermal imaging. That’s what shows you what’s really happening.

How often should attic insulation be replaced?

There’s no hard expiration date but if your insulation is 15 to 20 years old and hasn’t been evaluated it’s time for a check. Settling, moisture damage, and pest activity can all reduce performance way before the material itself wears out.

What’s the best type of attic insulation for Virginia Beach homes?

Depends on your attic. Blown-in is great for covering large areas evenly especially around obstacles. Batt works well for open framing. We’ll figure out the right fit during a free consultation based on your specific home.

Does attic insulation help with humidity?

When combined with air sealing, absolutely. Sealing the gaps stops humid attic air from getting pulled into your living space. That means your AC can dehumidify better and your home feels less sticky.

Do you offer free inspections?

Yep. Free consultation with thermal imaging. No obligation. No pressure. Just answers.

Stop Guessing, Start Knowing

Most insulation problems are invisible. You can’t fix what you can’t see. That’s why we bring the thermal cameras on every single visit. Call 757-834-2059 or book online. Level Home Pros has been doing this across Virginia Beach and Hampton Roads since 2022. Women-owned. Family-run. Lifetime Labor Warranty on every job.

Home & Living/Home Improvement/Roofing

How to Tell If Your Roof Has Storm Damage (Even When It Looks Fine)

Posted on by Jared Arnold

Target Keyword: storm damage roof, roof storm damage signs | Secondary Keywords: hail damage roof, wind damage shingles, storm damage inspection Ocean County

A big storm just blew through. Trees down everywhere, power flickered, the whole thing. You go outside, look up at your roof, and… it looks fine?

Maybe it is fine. But maybe it isn’t.

Here’s the thing about roof damage—it’s not always obvious. We’ve inspected roofs that looked completely normal from the driveway but had real problems once we got up there. Wind can lift shingles and break their seals without actually ripping them off. Hail can bruise shingles in ways you’d never notice from 30 feet away. And that hidden damage doesn’t just sit there. It gets worse. Every rain, every freeze, every storm after that makes it a little worse until suddenly you’ve got water in your house.

We put together a full guide on what to do when your roof gets damaged—all the steps from calling insurance to getting repairs done. But first you need to figure out if you actually have damage. That’s what we’re covering here.

Real Quick: Please Don’t Climb on Your Roof

I know, I know. But we have to say it. People get hurt every year doing exactly this—climbing up right after a storm when everything’s wet and there might be damage they can’t see. Just don’t.

Everything in this article can be checked from the ground, from your windows, or from your attic. If someone needs to actually get on the roof, let it be someone with the right equipment and insurance.

Okay. Moving on.

The Obvious Stuff

Let’s start with what you can actually see.

Missing shingles. Walk around your house and look at every side of your roof. See any bare spots? Any areas that look different from the rest? Now check your yard—are there shingles on the ground? After a big storm there’s usually so much debris that people miss the shingles mixed in with all the leaves and branches. Look carefully.

Stuff on your roof that shouldn’t be there. Branches, random debris, pieces of your neighbor’s shed—whatever. If something hit your roof hard enough to stay there, it probably did some damage on impact. Don’t try to remove big stuff yourself. Seriously. It might actually be blocking water from getting in at this point, and moving it wrong can make things worse.

Messed up gutters. Your gutters are way easier to see than your roof, and they take the same beating. Dented? Sagging? Pulled away from the house? If something hit your gutters that hard, your roof probably got hit too.

Wind Damage (The Sneaky Kind)

Wind doesn’t always rip shingles off. Sometimes it does something worse—it lifts them just enough to break the seal underneath, then sets them back down. Your roof looks totally normal. But those shingles aren’t stuck down anymore. Next big storm, they’re gone.

What to look for:

Grab some binoculars and look at the edges of your shingles. They should all lie flat. If you see edges lifting up, curling, or looking wavy—that’s a problem. Also look for shingles that seem “loose.” Hard to describe, but you know it when you see it. They just don’t look right.

Wind damage usually shows up in patterns. Roof edges, corners, around anything sticking up like vents or chimneys, and on whatever side faced the storm. If one section of your roof looks different from the rest, pay attention to that.

Hail Damage (The Really Sneaky Kind)

Hail is tricky. You remember the storm—that sound of ice hitting everything. But then you look at your roof and see… nothing?

That’s the problem with hail. It doesn’t leave obvious holes. What it does is knock the protective granules off your shingles and bruise the asphalt underneath. From the ground, a hail-damaged roof often looks completely fine. But those spots where the granules got knocked off? They’re going to deteriorate way faster than the rest of your roof. And you won’t know until you’ve got a leak.

From the ground, you might notice dark spots scattered across your roof (that’s the missing granules), or more black grit than usual in your gutters. But honestly, most hail damage you just can’t see without getting up close.

Here’s a trick though: look at other stuff around your property. If there was significant hail, you’ll see it elsewhere. Dings on your car. Dents in your AC unit. Damage to outdoor furniture, window trim, siding. If that stuff got beat up, your roof did too.

Check Inside Too

Sometimes the first sign of roof damage is inside your house, not outside.

Your ceilings. Any new water stains? Discoloration? Paint bubbling or peeling? This stuff doesn’t always show up right away—sometimes it takes a day or two for water to work its way through.

Your attic. If you can get up there, go take a look with a flashlight. Wet insulation? Water stains on the wood? Daylight coming through where it shouldn’t? The attic usually shows damage before your living space does.

Around skylights and vents. These are weak points. The seals and flashing around them can get messed up in storms. Look for any moisture or staining around anything that goes through your roof.

The “It’s Probably Fine” Trap

We see this all the time. Storm comes through, homeowner looks at their roof, doesn’t see anything obvious, figures they got lucky. Six months later: leak. A year later: mold in the attic. Now they’re looking at a roof replacement plus mold remediation plus fixing water damage inside the house.

The damage was there the whole time. They just couldn’t see it from the driveway.

Look—storm damage inspections are free. Insurance claims have deadlines. And small problems caught early stay small. Waiting to “see if something develops” almost never saves money. It usually costs more.

So When Should You Actually Call Someone?

Honest answer:

Definitely call if: you see any visible damage. Or there was big hail (golf ball or larger). Or winds over 60 mph. Or trees came down nearby. Or you notice anything inside—water stains, attic moisture, anything. Or your neighbors are getting their roofs checked. Or your roof is older and this was its first real test.

Probably okay to wait if: it was just heavy rain, no real wind or hail. And your roof is newer and in good shape. And you’ve looked carefully and honestly see nothing—no debris anywhere, no damage to gutters or other parts of your property, nothing inside.

But if you’re reading this article? Something’s making you wonder. That’s usually worth checking out.

Quick Note About Insurance

Most policies have time limits for reporting storm damage. Sometimes 30 days, sometimes 60, depends on your policy. And they can deny claims for damage that clearly happened a while ago but wasn’t reported.

We’ve seen people discover damage months later, file a claim, and get denied because the insurance company said it was old and should’ve been reported earlier. Bad situation to be in.

Even if you’re not sure there’s damage, getting an inspection after a big storm creates documentation. If something shows up later, you’ve got a record that you were on top of it.

What a Storm Damage Inspection Looks Like

If you’ve never had one, it’s pretty straightforward. Someone comes out, looks at your roof from the ground, gets up there if it’s safe, checks all the stuff we’ve been talking about—shingles, flashing, gutters, vents, seals around penetrations, everything.

Then they tell you what they found. Maybe nothing. Maybe minor stuff that needs a repair. Maybe something bigger that warrants an insurance claim. Either way, you know what you’re dealing with.

Good contractors document everything with photos, give you a written report, and if there is damage, help you understand your options. No pressure, no scare tactics. Just information.

One More Thing: Watch Out for Storm Chasers

After every big storm, they show up. Contractors going door to door, offering free inspections, promising to handle your insurance claim for you.

Some are legit. A lot aren’t.

Red flags: They knocked on your door uninvited. They’re pushing you to sign something today. They offer to waive your insurance deductible (that’s actually fraud, by the way). They don’t have a local address. They can’t show you a New Jersey contractor license. They want a big deposit upfront. Their price is way lower than everyone else’s.

These guys follow storms around the country, do quick work, collect payment, and disappear. When problems show up six months later, they’re three states away doing the same thing to someone else. No warranty. No recourse. No one to call.

Work with local people. We live here. We’re not going anywhere.

Bottom Line

Storm damage isn’t always obvious. Sometimes it’s hidden. And hidden damage doesn’t stay hidden forever—it just gets worse until it becomes a bigger, more expensive problem.

If a real storm came through, take the time to look things over. Check your roof from multiple angles. Check your gutters and your yard. Go up in the attic if you can. Pay attention to your ceilings over the next few days.

And if anything seems off—or the storm was bad enough that you’d just feel better knowing for sure—get someone to take a look. It’s free, it’s quick, and it beats finding out about damage the hard way.

We do free storm damage inspections all over Ocean County—Little Egg Harbor, Toms River, Lakewood, Brick, Barnegat, LBI, all of it. Give us a call at (609) 389-2485 if you want us to come check things out. We’ll tell you what we find, no pressure either way.

Already know you’ve got damage? Here’s our step-by-step guide on what to do next—covers everything from staying safe to dealing with insurance to getting repairs done right.

Common Questions

How soon after a storm should I check my roof?

As soon as you can safely go outside. Do a visual check from the ground that day or the next morning. Check your attic and ceilings within a day or two. If you’re getting a professional inspection, sooner is better—for catching damage early and for insurance documentation.

Does insurance cover storm damage?

Usually, yes. Most homeowner’s policies cover sudden storm damage—wind, hail, fallen trees, that kind of thing. They don’t cover damage from neglect or normal wear and tear. The key is documenting that a specific storm caused the damage and reporting it quickly. Check your policy or call your agent if you’re not sure.

What size hail causes damage?

Hail about an inch across (quarter-sized) can damage asphalt shingles, especially older ones. Golf ball size or bigger almost always causes damage. Smaller hail can too if it falls hard for a while or your shingles are already worn.

Can I check for damage myself or do I need a pro?

You can definitely do a first check yourself using what we’ve covered here. But some damage—especially hail damage and wind damage to shingle seals—you really need to be up close to see. If you’re on the fence, a free inspection gives you a real answer.

How long do I have to file an insurance claim?

Depends on your policy—often 30-60 days, sometimes longer. But sooner is always better. The longer you wait, the harder it is to prove a specific storm caused the damage. When in doubt, report early and let the adjuster figure it out.

Paving

5 Reasons to Build a Home Patio

Posted on by Jared Arnold

When establishing a patio or spending a pleasant evening there, we at Jersey City Paving are patio lovers. In order to enhance their homes and way of life, we have assisted numerous homeowners in designing and building their very own patios. To create a patio, call us at the number below for a few solid reasons:

Price at Resale

A patio is an inexpensive method to raise the value of your property, as the saying goes, “What you put into your home, you get out of it.” If you ever decide to sell your property, it will appeal to a wide range of buyers and you will be able to get a little more money for it than it is presently worth because many homeowners adore the concept of having a patio.

Better Room

Your property will benefit greatly from having a sizable, well-kept patio as additional space. If your kitchen is small, moving your cooking outside might be particularly helpful in the summer. As a personal retreat or outdoor workout space, you can also use it.

Life in the Backyard

If you reside in a region where the winters are chilly, it’s likely that you don’t spend much time in your backyard while the mercury is low. However, if you have a patio, you can use it as a small getaway throughout the winter. You may enjoy your backyard all year long if you use the patio as a basis for a hot tub or if you enclose the patio and install an outdoor heater.

Design

Patios may offer an intriguing design element to the landscaping around your home because they can be any size or shape. Your patio can either be placed adjacent to your house for a “deck-like” effect, or it can be placed somewhere else in your yard to make the space “pop.” In order to create a “hidden” effect, you may install it further out on a huge property and construct a walkway to get there.

Entertainment

A patio is the answer if you’ve always wanted to host events outdoors. Every kind of celebration you can think of can be held there, including birthday parties, barbecues, holiday cookouts, retirement celebrations, and more. In addition, you won’t need to worry about preparing and cleaning your entire home’s interior because everyone will be outside.

Using concrete, pavers, or bricks, Jersey City Paving can install patios. Contact a paver patio installation specialist if you’re unsure which choice is ideal for you. We would be delighted to assist you in making a decision.

Paving

How Often Do You Need Asphalt Paving Services?

Posted on by Jared Arnold

If you have an asphalt driveway, there’s a good chance you’ve looked into all the advantages of asphalt, such as quicker installation and greater longevity. Driveways made of blacktop (often referred to as asphalt) are less expensive to maintain, but maintenance is still important because they can wear out or crack over time. The asphalt paving services can help with that.

Taking Care of Your Asphalt Driveway

We are accustomed to harsh winters and sweltering summers because we live close to Philadelphia, Pennsylvania. Your driveway’s blacktop may begin to deteriorate due to these extreme temperatures. You should be on the lookout for a few indicators that you require asphalt paving services.

  • surface blemishes
  • Flow problems
  • Potholes
  • drab or worn-out color
  • conflicting or sinking

What Sort of Driveway Services Need You?

Knowing what kind of work your driveway requires is crucial if you are aware that it needs it. In the end, it makes little sense to resurface your driveway if it only has a few small cracks. You must decide whether you require merely cosmetic maintenance, preventative services, minor fixes, or a thorough overhaul and resurfacing. Hackensack Paving Company steps in to help with it. Your driveway’s damage can be evaluated by our qualified experts, who can also advise you on the best course of action.

Ways to Prevent Driveway Damage

There is no way to avoid the fact that driveways will eventually sustain some damage. They are frequently under pressure from being driven on repeatedly and are constantly exposed to harsh environments. You may still increase their lifespan, though, by taking precautionary precautions.

You should get your asphalt driveway sealed first. Minimal cracks can be prevented from getting worse with the right seal. Additionally, it will restore your driveway to its original sparkling appearance. While it’s crucial to do it frequently, you don’t want to do it too frequently because the sealcoat may peel or break. How often should your driveway be sealed then? At Hackensack Paving Company, we advise doing it every two to three years (unless deterioration necessitates doing it more frequently.)

Repairing any damage that does occur as soon as it does is another approach to extending the longevity of your driveway. Although minor fractures can be filled and fixed, it’s important to have your driveway resurfaced completely redone if the damage has grown too severe. Water can leak through larger or deeper gaps in your driveway, freeze, and cause significant, expensive damage.

searching for asphalt paving services around Philadelphia? For work you can be confident will last, get in touch with Hackensack Paving Company. Call us at 201-514-6060 or fill out a form to get a free estimate right away.

Law

How to Deal with Losing Child Custody

Posted on by Jared Arnold

No parent should have to experience the sorrow of losing custody of a kid. This unfortunate circumstance frequently occurs to parents, and it can be difficult to know how to handle such a life-changing event. You may, however, take steps to make life easier for you and your family. Even though it may be difficult to envision how you would ever move on from this change, there are some steps you can take to find comfort.

There are a number of broad solutions that may help you deal with losing custody of your children, both legally and emotionally, according to Emily Doskow’s Nolo’s Essential Guide to Divorce.

Utilize your right to visitation

It’s crucial to use all of your designated visiting time after a divorce, both legally and personally. Through visits, you develop a deep connection with your child. Taking advantage of visitation enables you to deal with and relate to your children in a healthy, appropriate way, should you decide to regain custody in the future.

Consult with legal counsel

Hiring a lawyer’s assistance is another method to get through these trying times. The best individual to make sure that your rights and interests are properly protected both now and in the future is a devoted legal expert. The American Bar Association may be able to help you find a lawyer if you are unable to pay one.

The Last Word

You still have a few options to assist you cope with losing custody of a child. You may schedule a consultation with a therapist or counselor, for instance. People who have lost custody of their children can get assistance from professionals.

Aside from that, it’s essential to keep your kids safe. Don’t make disparaging remarks about the other parent or voice your displeasure at losing custody of your kids.

Lastly, decide to have patience. Do not assume that you may immediately request the restoration of your child custody by returning to court. In many states, you have to hold out before submitting this motion. The parenting arrangement that the court imposed after you lost custody must no longer serve your children’s best interests in order for you to demonstrate a genuine change in circumstances.

Contact our office right away to discuss how to handle losing child custody with a member of our staff.